Financing a swimming pool is not easy, so it is important to ask for the right credit, that is to say the financing corresponding to your situation and your needs.
Pool financing, soliciting good credit
Good credit is not necessarily the one that offers the best rate, it is primarily a loan that will help finance a project and ensure a refund in good conditions. More and more banks are focusing on tailor-made financing solutions to meet the needs of their clients and to avoid credit accumulation. In particular, they have a duty to advise borrowers, an important obligation that any credit institution must uphold. There are therefore several credits that can finance a pool: the loan allocated, the personal loan or the pooling of credits.
Ready to consume
The loan for consumption affected is a credit that can finance a swimming pool on the sole condition to justify the sums by a purchase order or an estimate, it is generally the credit that we will subscribe when it comes large swimming pool projects, with installation by a professional.
When the creation of a swimming pool is carried out partially by a professional or entirely by the owner, the personal loan makes it possible to obtain the funds without being justified on the use. This is the advantage of a credit whose amount is determined according to the need of the applicant, it is nevertheless advisable to properly quantify his project to avoid a debt heavier than necessary.
If credits are already in repayment, including a mortgage and / or consumer credit, the loan consolidation can help fund the project by consolidating the monthly payments into one. This avoids ending up with a monthly levy in addition to the others, we put everything in one contract and adjust the monthly payment by extending the repayment period.
Define the amount of the project and simulate pool credit online
All financial organizations will ask to specify a project amount to finance, so it is important to have a total amount of the pool creation project. This amount can be obtained through a contractor who installs the pool (above-ground pool or buried). It is also possible in the context of an above ground pool installed by the owners to cost the cost of the pool, installation but also ancillary costs (connection, earthwork, finishing). It is important to encrypt everything to obtain credit and avoid seeking additional funding a few months later.
The online simulators make it possible to apply for a loan, these free and non-binding services ensure the obtaining of several credit offers online, valid for all types of projects including the construction of a swimming pool. The advantage is to avoid canvassing agencies and making appointments, the applicant receives directly by email offers and can choose the best proposal. Regarding the processing of the file, several mandatory documents will be requested such as the national identity card, statements of account or proof of income.